Short Term Medical Insurance

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Short Term Health Insurance

Short Term Health Insurance Plans:

Companion Life : Companion Life offers the standard, 90 day short term health insurance plan OR the new, 4X back-to-back plans which eliminate future qualifying for the remaining three policies.

Plan highlights may include:

  • $1 million benefit per coverage period
  • Any doctor- any hospital…no networks
  • Office visits with $30 co-pay
  • Urgent care with $60 co-pay
  • Deductible options from $1,000 to $10,000

Companion Short Term Medical  Quote

Companion STM Brochure

 

UnitedHealthCare: UHC offers short term health plans through UnitedHealthOne and is underwritten by Golden Rule Insurance.

Plan highlights may include:

  • $1 million benefit per coverage period
  • Optional $20 Rx co-pay
  • Large national network
  • Deductible options from $1,000 to $10,000
  • Supplemental accident benefit

UnitedHealthCare  STM  Quote

UnitedHealthCare  Short Term Medical  Brochure

 

IHC Group: The IHC Group offers short term health plans underwritten by Standard Security Life Insurance Company of New York.

Plan highlights may include:

  • $2 million benefit per coverage period
  • Deductibles from $500 to $5,000
  • Office visits with a $50 co-pay
  • In or out of network

IHC  STM  Quote  

IHC  Short Term Medical Brochure

 

Fixed Indemnity, Limited Benefit Plans:

Pivot  Health offers an affordable alternative  1st dollar,  fixed indemnity  plan in the health insurance marketplace.

Plan highlights may include:

  • 1st dollar benefits…no deductible and no co-insurance
  • Lump sum cash benefits for sickness or accident
  • Up to $6,000/$12,000 daily hospital benefit
  • No claim forms
  • Large national network
  • Doctor office visits
  • X-rays and labs
  • Wellness benefits
  • Great for college students
  • Lump sum critical illness payments

Pivot Health Fixed benefit Quote

Pivot Health Elite – Brochure

 

Short term medical and fixed indemnity plans do not comply with the Affordable Care Act’s “minimum essential coverage” and are not intended to cover all medical expenses.

 

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